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Last updated November 11, 2026. Version 2026-11-11-v1.

Maps, roads and directions

OpenStreetMap

Provides
The road map behind Lumira™ GPS's street maps, live street view and directions, rebuilt each week from Geofabrik's regional extracts of OpenStreetMap data.
License
Open Database License (ODbL) 1.0.
Credit
© OpenStreetMap contributors. Contains information from OpenStreetMap, which is made available here under the Open Database License (ODbL).
Terms
www.openstreetmap.org/copyright

Valhalla routing engine

Provides
The open-source software that plans Lumira™ GPS routes over the OpenStreetMap road map on Amexa.ai's own computers.
License
MIT License.
Credit
Valhalla, © Valhalla contributors.
Terms
github.com/valhalla/valhalla/blob/master/COPYING

U.S. Census Bureau TIGER/Line and TIGERweb

Provides
Street lines, street names, state and county lines and city limits on Lumira™ GPS and Lumira™ Scout maps.
License
Public domain: a work of the United States Government (17 U.S.C. § 105).
Credit
Source: U.S. Census Bureau, TIGER/Line and TIGERweb.
Terms
www.census.gov/data/developers/about/terms-of-service.html

U.S. Census Bureau Geocoder and Gazetteer

Provides
Turning a typed street address into a point on the map, and the county list behind place search.
License
Public domain: a work of the United States Government (17 U.S.C. § 105).
Credit
Source: U.S. Census Bureau Geocoder and Gazetteer Files.
Terms
www.census.gov/data/developers/about/terms-of-service.html

zipcodes

Provides
The list of U.S. ZIP codes and the cities they belong to.
License
BSD License.
Credit
Copyright (c) 2007, Dav Glass. Used under the BSD License.
Terms
github.com/davglass/zipcodes/blob/master/LICENSE

U.S. Department of Transportation Work Zone Data Exchange (WZDx)

Provides
Work zones and detours on a Lumira™ GPS route, from each state's public work-zone feed.
License
Public data published by the U.S. Department of Transportation and the states.
Credit
Source: U.S. DOT Work Zone Data Exchange and the publishing state agencies.
Terms
data.transportation.gov

Homes, addresses and businesses

U.S. DOT National Address Database

Provides
Address points for homes and buildings in Lumira™ Scout's national home map.
License
Public data published by the U.S. Department of Transportation.
Credit
Source: U.S. Department of Transportation, National Address Database.
Terms
www.transportation.gov/gis/national-address-database

FEMA USA Structures

Provides
Building outlines for homes that have no address point.
License
Public domain: a work of the United States Government (17 U.S.C. § 105).
Credit
Source: Federal Emergency Management Agency, USA Structures.
Terms
www.fema.gov/about/reports-and-data/openfema/terms-conditions

U.S. Army Corps of Engineers National Structure Inventory

Provides
The kind, size and year built of homes shown in Lumira™ Scout.
License
Public domain: a work of the United States Government (17 U.S.C. § 105).
Credit
Source: U.S. Army Corps of Engineers, National Structure Inventory.
Terms
www.hec.usace.army.mil/confluence/nsi

Overture Maps Foundation

Provides
Public business records (name, category, phone and website) used to find businesses for Lumira™ Leads.
License
Community Data License Agreement – Permissive, Version 2.0 (CDLA-Permissive-2.0), with the attribution the Overture Maps Foundation requires for the Places theme.
Credit
Contains data from the Overture Maps Foundation, used under CDLA-Permissive-2.0.
Terms
docs.overturemaps.org/attribution/

CMS National Plan and Provider Enumeration System (NPPES)

Provides
Registered healthcare organizations for healthcare lead searches.
License
Public domain: a work of the United States Government (17 U.S.C. § 105).
Credit
Source: Centers for Medicare & Medicaid Services, NPPES NPI Registry.
Terms
npiregistry.cms.hhs.gov/

SAM.gov

Provides
Businesses registered with the federal government, by industry code.
License
Public entity data published by the U.S. General Services Administration.
Credit
Source: U.S. General Services Administration, SAM.gov.
Terms
sam.gov/content/about/terms-of-use

City and county building permits

Provides
Roofing permits at a home, from cities and counties that publish their permits as open data through Socrata or ArcGIS portals.
License
Each portal's own open-data terms.
Credit
Source: the city or county named beside each permit.
Terms
dev.socrata.com/

Homeowners insurance market shares

Provides
The estimate of a home's likely insurer: national shares from NAIC data via the Insurance Information Institute, and Texas shares from the Texas Department of Insurance.
License
Published statistics used for an estimate; the estimate is Amexa.ai's own and is not the publishers' work.
Credit
Sources: NAIC data via the Insurance Information Institute; Texas Department of Insurance, Market Conditions Annual Report.
Terms
www.iii.org/fact-statistic/facts-statistics-homeowners-and-renters-insurance

Aerial and street photos

USDA National Agriculture Imagery Program (NAIP)

Provides
Aerial photos of a home, read from the public copy in Microsoft's Planetary Computer.
License
Public domain: a work of the United States Government (17 U.S.C. § 105).
Credit
Source: U.S. Department of Agriculture, Farm Production and Conservation, NAIP.
Terms
naip-usdaonline.hub.arcgis.com/

USGS The National Map

Provides
Aerial photos where newer ones are not published.
License
Public domain: a work of the United States Government (17 U.S.C. § 105).
Credit
Source: U.S. Geological Survey, The National Map.
Terms
www.usgs.gov/information-policies-and-instructions/copyrights-and-credits

NOAA Emergency Response Imagery

Provides
Aerial photos taken after major storms.
License
Public domain: a work of the United States Government (17 U.S.C. § 105).
Credit
Source: NOAA National Geodetic Survey, Emergency Response Imagery.
Terms
storms.ngs.noaa.gov/

State aerial photo programs

Provides
Sharper aerial photos from the states that publish their own.
License
Each state's own open-data terms.
Credit
Source: the state agency named beside each photo.
Terms
www.usgs.gov/the-national-map-data-delivery

Mapillary

Provides
Street-level photos of a home where one has been shared.
License
Creative Commons Attribution-ShareAlike 4.0 (CC BY-SA 4.0).
Credit
© Mapillary contributors, CC BY-SA 4.0.
Terms
help.mapillary.com/hc/en-us/articles/115001770409-Licenses

Weather, storms and hazards

National Weather Service

Provides
Active warnings, forecasts and local storm reports.
License
Public domain: a work of the United States Government (17 U.S.C. § 105).
Credit
Source: NOAA National Weather Service.
Terms
www.weather.gov/disclaimer

NOAA radar, satellite and outlooks

Provides
The live and past radar, clouds, the Storm Prediction Center's outlooks, the National Hurricane Center's tracks and the Weather Prediction Center's rain forecast (NOAA nowCOAST and MRMS).
License
Public domain: a work of the United States Government (17 U.S.C. § 105).
Credit
Sources: NOAA nowCOAST, Storm Prediction Center, National Hurricane Center, Weather Prediction Center.
Terms
www.weather.gov/disclaimer

Iowa Environmental Mesonet

Provides
The national radar picture and archived storm reports, as published by Iowa State University.
License
Public data published by the Iowa Environmental Mesonet, Iowa State University.
Credit
Source: Iowa Environmental Mesonet, Iowa State University.
Terms
mesonet.agron.iastate.edu/disclaimer.php

NOAA National Centers for Environmental Information

Provides
Hail measured by radar over a home and the Storm Events Database.
License
Public domain: a work of the United States Government (17 U.S.C. § 105).
Credit
Source: NOAA National Centers for Environmental Information.
Terms
www.ncei.noaa.gov/access

FEMA

Provides
Federal disaster declarations for the places Lumira™ Scout and Lumira™ News cover.
License
Public domain: a work of the United States Government (17 U.S.C. § 105).
Credit
Source: Federal Emergency Management Agency (OpenFEMA).
Terms
www.fema.gov/about/reports-and-data/openfema/terms-conditions

U.S. Geological Survey earthquake catalog

Provides
Earthquakes strong enough to damage a home.
License
Public domain: a work of the United States Government (17 U.S.C. § 105).
Credit
Source: U.S. Geological Survey, Earthquake Hazards Program.
Terms
www.usgs.gov/information-policies-and-instructions/copyrights-and-credits

Search, news and pictures

Wikipedia and Wikidata

Provides
The encyclopedia panel and public-interest figures in Lumira™ Search and Market Trends.
License
Wikipedia text: Creative Commons Attribution-ShareAlike 4.0 (CC BY-SA 4.0). Wikidata: CC0 1.0.
Credit
From Wikipedia and Wikidata, linked to the article each panel comes from.
Terms
foundation.wikimedia.org/wiki/Policy:Terms_of_Use

Wikimedia Commons, Openverse and iNaturalist

Provides
Openly licensed pictures in Lumira™ Search.
License
Each picture's own open license (Creative Commons or public domain).
Credit
The author and license are shown with each picture.
Terms
creativecommons.org/licenses/

News publishers

Provides
Headlines and short summaries in Lumira™ News, each linked to the full story.
License
Each publisher's own terms; Amexa.ai shows headlines and links only.
Credit
The publisher is named and linked with each story.
Terms
amexa.ai/terms

Federal Reserve Economic Data (FRED)

Provides
Economic series for Market Trends.
License
Each series' own terms, as published by the Federal Reserve Bank of St. Louis.
Credit
Source: FRED, Federal Reserve Bank of St. Louis.
Terms
fred.stlouisfed.org/legal/

USPTO Open Data Portal

Provides
Daily trademark filings for Brand & IP Watch.
License
Public domain: a work of the United States Government (17 U.S.C. § 105).
Credit
Source: United States Patent and Trademark Office.
Terms
data.uspto.gov/

Terms for Public Data

Lumira™ combines the public data listed on this page with Amexa.ai's own work. Each source keeps its own rights and terms, and Amexa.ai credits each source as the source asks. Where a source's terms differ from Amexa.ai's Terms of Service for that source's data, the source's terms govern that data.

The road map Lumira™ GPS draws is a Produced Work made from OpenStreetMap data. Amexa.ai does not offer the underlying road database for download. Anyone who wants the data itself may obtain it from OpenStreetMap under the Open Database License.

Estimates that Lumira™ makes from public data, such as a home's likely insurer, its storm history or a lead's score, are Amexa.ai's own estimates. They are not statements by the sources, which do not endorse Amexa.ai or Lumira™.

Public data can be incomplete, delayed or wrong. Amexa.ai provides it as described in the Terms of Service and does not warrant its accuracy. To report a credit that is missing or wrong, write to hello@amexa.ai.